/* =========================================================
   EMI CALCULATOR PAGE — PREMIUM DESIGN
   Hero + restyled calculator to match site design language
   ========================================================= */

:root {
    --emi-navy: #0d1b2a;
    --emi-gold: #d7b56d;
    --emi-grey: #f5f5f7;
    --emi-text: #555;
}

/* --- HERO --- */
.emi-hero {
    position: relative;
    height: 60vh;
    min-height: 420px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.emi-hero__bg {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    animation: emiHeroZoom 20s ease-out forwards;
}

@keyframes emiHeroZoom {
    0%   { transform: scale(1); }
    100% { transform: scale(1.08); }
}

.emi-hero__overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg,
        rgba(13,27,42,0.88) 0%,
        rgba(13,27,42,0.5) 50%,
        rgba(13,27,42,0.8) 100%);
}

.emi-hero__content {
    position: relative;
    z-index: 2;
    text-align: center;
    color: #fff;
    padding: 80px 5% 0;
}

.emi-breadcrumb {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    margin-bottom: 24px;
    font-family: sans-serif;
    font-size: 13px;
    animation: emiFadeDown .8s .1s both;
}

.emi-breadcrumb a {
    color: rgba(255,255,255,0.6);
    text-decoration: none;
    transition: color 0.3s;
}
.emi-breadcrumb a:hover { color: var(--emi-gold); }

.emi-breadcrumb__sep {
    color: rgba(255,255,255,0.3);
    font-size: 10px;
}

.emi-breadcrumb__current {
    color: var(--emi-gold);
    font-weight: 600;
}

.emi-hero__eyebrow {
    color: var(--emi-gold);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 4px;
    margin: 0 0 14px;
    font-weight: 700;
    font-family: sans-serif;
    animation: emiFadeDown .8s .2s both;
}

.emi-hero__title {
    font-size: clamp(2.5rem, 5vw, 4.2rem);
    font-family: 'Georgia', serif;
    margin: 0 0 16px;
    letter-spacing: .02em;
    animation: emiFadeDown .8s .4s both;
}

.emi-hero__sub {
    font-size: 15px;
    font-family: sans-serif;
    color: rgba(255,255,255,0.65);
    letter-spacing: .18em;
    text-transform: uppercase;
    margin: 0;
    animation: emiFadeDown .8s .6s both;
}

.emi-hero__scroll {
    position: absolute;
    bottom: 0; left: 50%;
    transform: translateX(-50%);
    width: 1px; height: 70px;
    background: rgba(255,255,255,0.12);
    z-index: 2;
    overflow: hidden;
}

.emi-hero__scroll span {
    display: block;
    width: 100%; height: 50%;
    background: var(--emi-gold);
    animation: emiScrollDrop 2s cubic-bezier(.77,0,.175,1) infinite;
}

@keyframes emiScrollDrop {
    0%  { transform: translateY(-100%); }
    50% { transform: translateY(100%); }
    100%{ transform: translateY(200%); }
}

@keyframes emiFadeDown {
    0%   { opacity: 0; transform: translateY(-20px); }
    100% { opacity: 1; transform: translateY(0); }
}

/* --- SHARED --- */
.emi-label {
    display: block;
    font-size: 12px;
    font-family: sans-serif;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 4px;
    color: var(--emi-gold);
    margin-bottom: 14px;
}

/* --- CALCULATOR RESTYLING --- */
.loan-wrap {
    padding: 8vh 5%;
    background: var(--emi-grey);
}

.loan-wrap .g-title {
    font-size: clamp(1.8rem, 3vw, 2.4rem);
    font-family: 'Georgia', serif;
    color: var(--emi-navy);
    margin: 0 0 40px;
    text-align: center;
    text-transform: none;
    letter-spacing: .02em;
}

.loan-grid {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    gap: 28px;
    grid-template-columns: 360px 1fr;
    align-items: start;
}

.card {
    background: #fff;
    border: 1px solid rgba(0,0,0,.04);
    border-radius: 16px;
    box-shadow: 0 8px 32px rgba(0,0,0,.04);
    overflow: hidden;
    height: auto;
}

.card-head {
    padding: 24px 24px 16px;
    border-bottom: 1px solid rgba(0,0,0,.06);
    background: var(--emi-navy);
}

.card-head h2 {
    margin: 0 0 6px;
    font-size: 18px;
    font-family: 'Georgia', serif;
    color: #fff;
}

.card-head p {
    margin: 0;
    color: rgba(255,255,255,.5);
    font-size: 13px;
    font-family: sans-serif;
}

.bank-table {
    padding: 0;
}

.bank-row {
    display: grid;
    grid-template-columns: 1fr 110px;
    gap: 12px;
    padding: 14px 20px;
    border-top: 1px solid rgba(0,0,0,.04);
}

.bank-head {
    font-weight: 700;
    color: var(--emi-navy);
    background: rgba(215,181,109,.06);
    font-family: sans-serif;
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: .1em;
}

.bank-item {
    width: 100%;
    text-align: left;
    background: #fff;
    border: 0;
    cursor: pointer;
    font-family: sans-serif;
    font-size: 14px;
    color: var(--emi-text);
    transition: background .25s ease, transform .25s ease;
}

.bank-item:hover {
    background: rgba(215,181,109,.06);
}

.bank-name {
    display: flex;
    align-items: center;
    gap: 12px;
}

.bank-name img {
    width: 36px;
    height: 36px;
    object-fit: contain;
    border-radius: 10px;
    background: #fff;
    border: 1px solid rgba(0,0,0,.06);
    padding: 3px;
}

.bank-name span {
    font-weight: 500;
    color: var(--emi-navy);
}

.right {
    text-align: right;
    display: flex;
    align-items: center;
    justify-content: flex-end;
}

.right strong {
    color: var(--emi-gold);
    font-size: 14px;
}

.hint {
    padding: 14px 20px;
    color: #999;
    font-size: 12px;
    border-top: 1px solid rgba(0,0,0,.04);
    font-family: sans-serif;
}

/* EMI Controls & Result Panel */
.emi-grid {
    display: grid;
    gap: 28px;
    grid-template-columns: 1.1fr 0.9fr;
    padding: 24px;
}

.emi-controls .field {
    padding: 16px 0;
    border-bottom: 1px solid rgba(0,0,0,.06);
}

.emi-controls label {
    display: block;
    font-weight: 700;
    font-size: 12px;
    margin-bottom: 10px;
    text-transform: uppercase;
    letter-spacing: .08em;
    color: var(--emi-navy);
    font-family: sans-serif;
}

.emi-controls select,
.emi-controls input[type="number"] {
    width: 100%;
    height: 48px;
    border: 1px solid rgba(0,0,0,.1);
    border-radius: 10px;
    padding: 0 14px;
    font-size: 15px;
    outline: none;
    background: var(--emi-grey);
    color: var(--emi-navy);
    font-family: sans-serif;
    transition: border-color .3s ease, box-shadow .3s ease;
}

.emi-controls select:focus,
.emi-controls input[type="number"]:focus {
    border-color: var(--emi-gold);
    box-shadow: 0 0 0 3px rgba(215,181,109,.15);
}

.emi-controls input[type="range"] {
    width: 100%;
    -webkit-appearance: none;
    appearance: none;
    height: 6px;
    border-radius: 3px;
    background: rgba(13,27,42,.1);
    outline: none;
    margin-top: 8px;
}

.emi-controls input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--emi-gold);
    cursor: pointer;
    border: 3px solid #fff;
    box-shadow: 0 2px 8px rgba(0,0,0,.15);
    transition: transform .2s ease;
}

.emi-controls input[type="range"]::-webkit-slider-thumb:hover {
    transform: scale(1.2);
}

.emi-controls input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--emi-gold);
    cursor: pointer;
    border: 3px solid #fff;
    box-shadow: 0 2px 8px rgba(0,0,0,.15);
}

.input-row {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 8px;
}

.meta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 10px;
    color: #999;
    font-size: 12px;
    font-family: sans-serif;
}

.meta strong {
    color: var(--emi-navy);
    font-size: 13px;
}

/* Result panel */
.emi-result {
    border-left: 1px solid rgba(0,0,0,.06);
    padding-left: 24px;
}

.emi-top {
    padding: 10px 0 16px;
}

.kicker {
    color: #999;
    font-size: 13px;
    font-family: sans-serif;
    text-transform: uppercase;
    letter-spacing: .08em;
}

.emi-amt {
    font-size: 36px;
    font-weight: 800;
    letter-spacing: .02em;
    color: var(--emi-navy);
    font-family: 'Georgia', serif;
}

.chart-box {
    border: 1px solid rgba(0,0,0,.06);
    border-radius: 14px;
    padding: 16px;
    display: flex;
    justify-content: center;
    align-items: center;
    background: var(--emi-grey);
}

.breakup {
    padding: 16px 0 0;
    display: grid;
    gap: 12px;
}

.brow {
    display: flex;
    gap: 12px;
    align-items: flex-start;
}

.dot {
    width: 10px;
    height: 10px;
    border-radius: 999px;
    margin-top: 6px;
    flex-shrink: 0;
}

.dot.interest { background: var(--emi-gold); }
.dot.principal { background: var(--emi-navy); }
.dot.fee { background: #e8837c; }
.dot.total { background: #333; }

.btxt .lbl {
    color: #999;
    font-size: 12px;
    font-family: sans-serif;
}

.btxt .val {
    font-weight: 800;
    color: var(--emi-navy);
    font-family: sans-serif;
}

.note {
    margin-top: 14px;
    font-size: 12px;
    color: #aaa;
    line-height: 1.5;
    font-family: sans-serif;
}

.total-payable {
    border-top: 1px solid rgba(0,0,0,.08);
    margin-top: 12px;
    padding-top: 12px;
}

/* --- CTA --- */
.emi-cta {
    padding: 10vh 5%;
    background: var(--emi-navy);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.emi-cta::before,
.emi-cta::after {
    content: '';
    position: absolute;
    border-radius: 50%;
    background: rgba(215,181,109,.04);
    pointer-events: none;
}

.emi-cta::before {
    width: 500px; height: 500px;
    top: -200px; left: -200px;
    animation: emiFloat 12s ease-in-out infinite;
}

.emi-cta::after {
    width: 350px; height: 350px;
    bottom: -120px; right: -80px;
    animation: emiFloat 9s ease-in-out infinite reverse;
}

@keyframes emiFloat {
    0%, 100% { transform: translate(0,0) scale(1); }
    50% { transform: translate(15px,-20px) scale(1.05); }
}

.emi-cta__inner {
    position: relative; z-index: 2;
    max-width: 700px;
    margin: 0 auto;
}

.emi-cta__title {
    font-size: clamp(2rem, 4vw, 3.2rem);
    font-family: 'Georgia', serif;
    color: #fff;
    margin: 0 0 16px;
}

.emi-cta__text {
    font-size: 16px;
    line-height: 1.8;
    color: rgba(255,255,255,.6);
    margin: 0 0 40px;
    font-family: sans-serif;
}

.emi-cta__actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

.emi-cta__btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 36px;
    font-family: sans-serif;
    font-size: 14px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .12em;
    text-decoration: none;
    border-radius: 8px;
    transition: all .3s ease;
}

.emi-cta__btn--primary {
    background: var(--emi-gold);
    color: var(--emi-navy);
}

.emi-cta__btn--primary:hover {
    background: #e8c87e;
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(215,181,109,.3);
}

.emi-cta__btn--secondary {
    background: transparent;
    color: #fff;
    border: 1px solid rgba(255,255,255,.2);
}

.emi-cta__btn--secondary:hover {
    background: rgba(255,255,255,.08);
    border-color: rgba(255,255,255,.4);
    transform: translateY(-3px);
}

.emi-cta__partner {
    margin-top: 40px;
    font-size: 13px;
    color: rgba(255,255,255,.45);
    font-family: sans-serif;
}

.emi-cta__partner strong {
    color: var(--emi-gold);
}

/* --- RESPONSIVE --- */
@media (max-width: 980px) {
    .loan-grid {
        grid-template-columns: 1fr;
    }

    .emi-grid {
        grid-template-columns: 1fr;
    }

    .emi-result {
        border-left: 0;
        border-top: 1px solid rgba(0,0,0,.06);
        padding-left: 0;
        padding-top: 20px;
    }
}

@media (max-width: 768px) {
    .emi-hero {
        height: 50vh;
        min-height: 360px;
    }
    .emi-hero__content { padding-top: 60px; }

    .loan-wrap { padding: 60px 5%; }
    .emi-grid { padding: 16px; }

    .emi-cta__actions {
        flex-direction: column;
        align-items: center;
    }

    .emi-cta__btn {
        width: 100%;
        max-width: 300px;
        justify-content: center;
    }
}